I found that after bathing is the best time to apply moisturizers to the skin. After bathing don't dry the skin off all the way so it is still a little wet, then apply lotion all over your body including your face, hands and feet. To get into the habit it is best if a large bottle of lotion with a pump is kept right by the shower or tub and apply it before getting out. The skin appears to soak up the moisturizers a lot better if it is damp after bathing.

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